Options for Postdoctoral Associates

Plan for Postdoctoral Associates

The Options plan offers you three network tier options. Tier 1 benefits, provided by the GatorCare Network, offer the best value, with a lower deductible and low out-of-pocket and co-insurance amounts. Tier 1 includes hospitals, physicians and providers in Gainesville and Jacksonville. Tier 2 benefits apply when you receive services from Florida Blue’s BlueOptions providers, which typically result in higher out-of-pocket costs. When using Tier 1 and Tier 2 providers for wellness and preventive care, annual physicals and labs are offered with no out-of-pocket expense to you. Tier 3 benefits apply when you receive services from an out-of-network provider; you still have coverage, but may be billed for the difference between the provider’s charge and the allowed amount.

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2025 Benefit Resources

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Looking for a preview of next year?

Preview the 2025 Summary of Health Plan Benefits Document!

Here we have answers to questions like: How much do I pay per visit? What's my deductible? How much is covered at the pharmacy?

Coming Soon!

2025 Options Benefit Booklet

This booklet describes your coverage, benefits, limitations and exclusions for the self-funded Group Health Benefit Options Plan established and maintained by GatorCare.

Coming Soon!

2025 Schedule of Benefits (CYD’s & OOP’s)

This Schedule of Benefits is part of your Benefit Booklet, where more detailed information about your benefits can be found.


2024 Benefit Resources

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LOOKING FOR MORE SPECIFICS?

Check Out Our 2024 Health Plan Benefits Document!

Here we have answers to questions like: How much do I pay per visit? What's my deductible? How much is covered at the pharmacy?

2024 Options Benefit Booklet

This booklet describes your coverage, benefits, limitations and exclusions for the self-funded Group Health Benefit Options Plan established and maintained by GatorCare.

New Additional Benefit Resources in 2024

Additional Benefit Resources

Domestic Partner Endorsement

As a result of the Affordable Care Act, GatorCare is required to provide employees with an easy-to-understand Summary of Benefits and Coverage (SBC) statement that describes the plan’s coverage. All insurance companies must use the same format allowing members to compare plan options. Please note that the examples on page 8 for medical and page 12 for pharmacy, do not reflect actual GatorCare co-pays and deductibles, rather they are general examples required by the federal government. To get your GatorCare medical specific cost of services, call (800) 664-5295; for Prime Therapeutics (formerly Magellan Rx Management) Benefits, call (800) 651-8921.

Questions?

Contact Your Dedicated Florida Blue Representative

For additional questions about enrollment or premiums, view the Enrollments section of the FAQ page or contact your Human Resources office.

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