Learn how to develop, adjust, and implement a budget in your own life with this 12-month challenge. Special topics include paying off debt, preparing for the holidays, giving, and spending fasts.
Start your budgeting journey by writing down all your expenses.
After tracking, put your expenses into categories.
Learn how to make a zero-based budget.
Choose one cateogry and be sure to stay within your budget.
Stay in budget for all of your expense categories this month.
Where can you save? Adjust your budgets based on your spending.
Find the payoff method that works for you.
Learn about different t ypes of savings accounts, and find what works for you.
Try this holiday expense tracker to stay on top of your holiday spending.
Up for a financial challenge? Try one of these spending fasts to reset your habits.
Charitable giving is an important part of our budget. Find ways to budget for giving this holiday season.
Look forward to the year ahead and plan for longer-term goals.