Designed with the highest value; all services provided by the GatorCare Network
The majority of services received under the Prime plan fall into Tier 1 benefits provided by the GatorCare Network. This includes hospitals, physicians and providers in Gainesville and Jacksonville, and emergency care for you and your covered dependents. Physician office visits require co-payments; other services require paying deductibles and co-insurance. Wellness and preventive care and annual physicals are offered with no out-of-pocket expense to you.
2026 Benefit Resources
Review the 2026 Summary of Health Plan Benefits Document!
Here we have answers to questions like: How much do I pay per visit? What's my deductible? How much is covered at the pharmacy?
The SBC shows how you and the plan would share the costs for covered health care services.
The SBC shows how you and the plan would share the costs for covered pharmacy services.
Coming soon – Refer to 2025 Benefit!
2026 Prime Plus Benefit Booklet
This booklet describes your coverage, benefits, limitations and exclusions for the self-funded Group Health Benefit Prime Plan established and maintained by GatorCare.
Coming soon – Refer to 2025 Benefit!
2026 Schedule of Benefits (CYD’s & OOP’s)
This Schedule of Benefits is part of your Benefit Booklet, where more detailed information about your benefits can be found.
Not sure what exams and screenings to do to keep yourself well? Check out the General Wellness Guidelines below for an in-depth look at the recommended doctor visits you should do this year!
2025 Benefit Resources
Review the 2025 Summary of Health Plan Benefits Document!
Here we have answers to questions like: How much do I pay per visit? What's my deductible? How much is covered at the pharmacy?
The SBC shows how you and the plan would share the cost for covered health care services.
The SBC shows how you and the plan would share the costs for covered pharmacy services.
This booklet describes your coverage, benefits, limitations and exclusions for the self-funded Group Health Benefit Prime Plan established and maintained by GatorCare.
This Schedule of Benefits is part of your Benefit Booklet, where more detailed information about your benefits can be found.
Not sure what exams and screenings to do to keep yourself well? Check out the General Wellness Guidelines below for an in-depth look at the recommended doctor visits you should do this year!
Additional Benefit Resources
Egg Retrieval
Elective Egg Retrieval
Egg retrieval services offered by Tier 1 UF Health Reproductive Medicine physicians at Springhill Reproductive Endocrinology Institute are now covered by GatorCare.
Urgent Care Centers
Tier 1 Urgent Care Centers in Florida
Tier 1 Urgent Care Centers are being updated to accurately reflect current locations and rates.
Free Diabetes Test Strips
Tier 0 Contour® & Contour® Next Test Strips
All members are eligible to receive free Contour® and Contour® Next test strips at a Tier 0 level of coverage.
Copay Assistance
Value Max Copay Assistance Program
The Value Max Copay Assistance Program helps members pay for costly specialty and diabetic medications by connecting them with medication manufacturers. For more information about this copay assistance program, please review this document.
Medical information disclosure
Notice of Privacy Practices
This notice describes how medical information about you may be used and disclosed and how you can get access to this information.
Infertility Benefits
Benefit descriptions
GatorCare Infertility Benefits
Below is a document that details eligibility, diagnoses, treatment, and coverage for Prime plan members.
Below is a list of frequently asked questions for infertility benefits and coverage for Prime plan members.
Below is a list of UF Health Reproductive Medicine providers that provide Tier 1 coverage for Prime plan members.
Contact your dedicated Florida Blue representative
- Gainesville—(352) 594-3354
GatorCareCSR@bcbsfl.com - Jacksonville & Central Florida—(904) 244-9130
GatorCareCSR@bcbsfl.com
For additional questions about enrollment or premiums, view the Enrollments section of the FAQ page or contact your Human Resources office.