Designed with the highest value; all services provided by the GatorCare Network
The majority of services received under the Prime plan fall into Tier 1 benefits provided by the GatorCare Network. This includes hospitals, physicians and providers in Gainesville and Jacksonville, and emergency care for you and your covered dependents. Physician office visits require co-payments; other services require paying deductibles and co-insurance. Wellness and preventive care and annual physicals are offered with no out-of-pocket expense to you.
Looking for a preview of next year?
Preview the 2025 Summary of Health Plan Benefits Document!
Here we have answers to questions like: How much do I pay per visit? What's my deductible? How much is covered at the pharmacy?
2024 Benefit Resources
LOOKING FOR MORE SPECIFICS?
Check Out the 2024 Summary of Health Plan Benefits!
The majority of services received under the Prime plan fall into Tier 1 benefits provided by the GatorCare Network. This includes hospitals, physicians and providers in Gainesville and Jacksonville, and emergency care for you and your covered dependents. Physician office visits require co-payments; other services require paying deductibles and co-insurance. Wellness and preventive care and annual physicals are offered with no out-of-pocket expense to you.
2024 Summary of Benefits and Coverage (MEDICAL)
The SBC shows how you and the plan would share the cost for covered health care services.
2024 Schedule of Benefits and Coverage (PHARMACY)
The SBC shows how you and the plan would share the costs for covered pharmacy services.
2024 Prime Benefit Booklet
This booklet describes your coverage, benefits, limitations and exclusions for the self-funded Group Health Benefit Prime Plan established and maintained by GatorCare.
2024 Schedule of Benefits (CYD’s and OOP’s)
This Schedule of Benefits is part of your Benefit Booklet, where more detailed information about your benefits can be found.
2024 General Wellness Guidelines
Not sure what exams and screenings to do to keep yourself well? Check out the General Wellness Guidelines below for an in-depth look at the recommended doctor visits you should do this year!
Additional Benefit Resources
Egg Freezing
Elective Oocyte Cryopreservation (Egg Freezing)
Egg freezing services offered by Tier 1 UF Health Reproductive Medicine physicians at Springhill Reproductive Endocrinology Institute are now covered by GatorCare.
URGENT CARE CENTERS
Tier 1 Urgent Care Centers in Florida
Tier 1 Urgent Care Centers are being updated to accurately reflect current locations and rates.
Free Diabetes Test Strips
Tier 0 Contour® & Contour® Next Test Strips
All members are eligible to receive free Contour® and Contour® Next test strips at a Tier 0 level of coverage.
Copay Assistance
Value Max Copay Assistance
The Value Max Copay Assistance Program is being expanded to cover diabetes medications. To view all affected medications, click the link below.
Infertility Benefits
Benefit descriptions
GatorCare Infertility Benefits
Below is a document that details eligibility, diagnoses, treatment, and coverage for Prime plan members.
FAQs
Infertility Benefits FAQs
Below is a list of frequently asked questions for infertility benefits and coverage for Prime plan members.
Providers
UF Health Reproductive Medicine Providers
Below is a list of UF Health Reproductive Medicine providers that provide Tier 1 coverage for Prime plan members.
Contact your dedicated Florida Blue representative
- Gainesville—(352) 594-3354
GatorCareCSR@bcbsfl.com - Jacksonville & Central Florida—(904) 244-9130
GatorCareCSR@bcbsfl.com
As a result of the Affordable Care Act, GatorCare is required to provide employees with an easy-to-understand Summary of Benefits and Coverage (SBC) statement that describes the plan’s coverage. All insurance companies must use the same format allowing members to compare plan options. Please note that the examples on page 8 for medical and page 12 for pharmacy, do not reflect actual GatorCare co-pays and deductibles, rather they are general examples required by the federal government. To get your GatorCare medical specific cost of services, call (800) 664-5295; for Prime Therapeutics (formerly Magellan Rx Management) Benefits, call (800) 651-8921.
For additional questions about enrollment or premiums, view the Enrollments section of the FAQ page or contact your Human Resources office.