A High-Deductible Plan With Network Options
The Healthy Rewards plan offers a Health Savings Account (HSA). You must meet the deductible before medical services are covered. There are three benefit tiers. Tier 1 benefits, provided by the GatorCare Network, offer the best value with low deductibles, out-of-pocket costs and co-insurance, and include hospitals, physicians and providers in Gainesville, Jacksonville and Central Florida. When using the Tier 1 GatorCare Network for wellness and preventive care, annual physicals and labs are offered with no out-of-pocket expense to you. Tier 2 benefits apply when you receive services from Florida Blue’s BlueOptions providers, which result in higher deductibles, out-of-pocket costs and co-insurance. For Tiers 1 and 2, the deductible does not apply to wellness and preventive care annual physicals and labs. Tier 3 benefits apply when you receive services from an out-of-network provider; you still have coverage, but may be billed for the difference between the provider’s charge and the allowed amount.
2025 Benefit Resources
Looking for a preview of next year?
Preview the 2025 Summary of Health Plan Benefits Document!
Here we have answers to questions like: How much do I pay per visit? What's my deductible? How much is covered at the pharmacy?
2025 Summary of Benefits & Coverage (MEDICAL)
The SBC shows how you and the plan would share the cost for covered health care services.
2025 Summary of Benefits & Coverage (PHARMACY)
The SBC shows how you and the plan would share the costs for covered pharmacy services.
Coming Soon! – refer to 2024
2025 Healthy Rewards HSA Benefit Booklet
This booklet describes your coverage, benefits, limitations and exclusions for the self-funded Group Health Benefit HSA Plan established and maintained by GatorCare.
Coming Soon! – refer to 2024
2025 Schedule of Benefits (CYD’s and OOP’s)
This Schedule of Benefits is part of your Benefit Booklet, where more detailed information about your benefits can be found.
2025 General Wellness Guidelines
Not sure what exams and screenings to do to keep yourself well? Check out the General Wellness Guidelines below for an in-depth look at the recommended doctor visits you should do this year!
2024 Benefit Resources
LOOKING FOR MORE SPECIFICS?
Check Out the 2024 Summary of Health Plan Benefits!
Here we have answers to questions like: How much do I pay per visit? What's my deductible? How much is covered at the pharmacy?
2024 Summary of Benefits & Coverage (MEDICAL)
The SBC shows how you and the plan would share the cost for covered health care services.
2024 Summary of Benefits & Coverage (PHARMACY)
The SBC shows how you and the plan would share the costs for covered pharmacy services.
2024 Healthy Rewards HSA Benefit Booklet
This booklet describes your coverage, benefits, limitations and exclusions for the self-funded Group Health Benefit HSA Plan established and maintained by GatorCare.
2024 Schedule of Benefits (CYD’s and OOP’s)
This Schedule of Benefits is part of your Benefit Booklet, where more detailed information about your benefits can be found.
2024 General Wellness Guidelines
Not sure what exams and screenings to do to keep yourself well? Check out the General Wellness Guidelines below for an in-depth look at the recommended doctor visits you should do this year!
Additional Benefit Resources
URGENT CARE CENTERS
Tier 1 Urgent Care Centers in Florida
Tier 1 Urgent Care Centers are being updated to accurately reflect current locations and rates.
Free Diabetes Test Strips
Tier 0 Contour® & Contour® Next Test Strips
All members are eligible to receive free Contour® and Contour® Next test strips at a Tier 0 level of coverage.
Medical Information Disclosure
Notice of Privacy Practices
This notice describes how medical information about you may be used and disclosed and how you can get access to this information.
Questions?
Contact Your Dedicated Florida Blue Representative
- Gainesville
- (352) 594-3354
GatorCareCSR@bcbsfl.com
- Jacksonville & Central Florida
- (904) 244-9130
GatorCareCSR@bcbsfl.com