Postdoctoral Associates

GatorCare Options

Designed for postdoctoral associates and UF College of Veterinary Medicine residents and interns

The Options plan offers you three network tier options. Tier 1 benefits, provided by the GatorCare Network, offer the best value, with no deductible and low out-of-pocket and co-insurance amounts. Tier 1 includes hospitals, physicians and providers in Gainesville and Jacksonville. Tier 2 benefits apply when you receive services from Florida Blue’s NetworkBlue providers, which typically result in higher out-of-pocket costs. When using Tier 1 and Tier 2 providers for wellness and preventive care, annual physicals and labs are offered with no out-of-pocket expense to you. Tier 3 benefits apply when you receive services from an out-of-network provider; you still have coverage, but may be billed for the difference between the provider’s charge and the allowed amount.

For additional questions about enrollment or premiums, contact your Human Resources office at (352) 392-2477 or view the Enrollments section of the FAQ page.

For information on coverage, co-pays, and co-insurance:

Still have questions? Try these additional resources:

Contact your dedicated Florida Blue representative

*Applies to all the above plans:

As a result of the Affordable Care Act, GatorCare is required to provide employees with an easy-to-understand Summary of Benefits and Coverage (SBC) statement that describes the plan’s coverage. All insurance companies must use the same format allowing members to compare plan options. Please note that the examples on page 8 for medical and page 12 for pharmacy, do not reflect actual GatorCare co-pays and deductibles, rather they are general examples required by the federal government. To get your GatorCare medical specific cost of services, call (800) 664-5295; for Magellan Pharmacy Benefits, call (800) 651-8921.