GatorgradCare
Health Insurance Overview
Are you enrolled in the GatorGradCare health insurance plan? You may be eligible if you are a Graduate Assistant, Teaching Assistant, or Research Assistant at UF. Find out if you are eligible and learn more about your health plan benefits below.
Use the following buttons to navigate the information on this page:
2025 Benefit Resources
Looking for a preview of next year?
Preview the 2025 Summary of Health Plan Benefits Document!
Here we have answers to questions like: How much do I pay per visit? What's my deductible? How much is covered at the pharmacy?
2025 Summary of Benefits and Coverage – Medical
The SBC shows how you and the plan would share the costs for covered health care services.
2025 Summary of Benefits and Coverage – Pharmacy
The Summary of Benefits and Coverage (SBC) explains what this plan covers and what you would pay for prescription coverage service/supplies.
2025 Benefit Booklet – Medical
This is a snapshot of the most common out-of-pocket costs for medical and pharmacy services in all the tier levels that your plan offers.
2025 Schedule of Benefits – Medical
A more detailed document of cost information for various health services including calendar year deductible, maximum out-of-pocket, copay, coinsurance, etc.
Plan Essentials
get started
Overview
View this quick overview of the GatorGradCare plan to learn more about the included coverage tiers, pharmacy benefits, dental benefits, commonly used terms, and more.
important information
Enrollment
For help navigating the enrollment process, accessibly through the myUFL enrollment portal, visit the link below.
Get to Know Your Benefits
Your GatorGradCare plan provides coverage for medical, dental, pharmacy, and mental health services. Have questions? Click here to contact us for help. For more detailed information regarding your plan benefits, click the links below:
Additional Benefit Resources
Dental Benefits
Dental benefit services are offered through UF Health & UF’s College of Dentistry. Review coverage and benefits in the document below.
Mental Health Services
As a GatorGradCare member, you have access to free online counseling and psychiatry services. Meet with a licensed counselor or psychiatrist from the comfort of your own home, at no cost to you.
FREE DIABETES TEST STRIPS
Tier 0 Contour® & Contour® Next Test Strips
All members are eligible to receive free Contour® and Contour® Next test strips at a Tier 0 level of coverage.
Value Max Copay Assistance
GatorCare is expanding their Value Max Copay Assistance to cover diabetes medication. Click below for more information.
Medical Information Disclosure
Notice of Privacy Practices
This notice describes how medical information about you may be used and disclosed and how you can get
access to this information.
Where to Find Care
Use the following links to help you find the right provider for any situation. This will ensure the quickest and most cost-effective care for you.
Find a Provider
It pays to stay in the GatorCare Network. Find a provider that is in-network to reduce your out-of-pocket costs.
Where to Go When You Need Care
You have options when it comes to choosing care. It is important to know the difference between an emergency vs. non-emergency, and how to seek care when traveling.
Emergency Care
This document breaks down the emergency care options for members of GatorGradCare. Emergency care should only be used in the case of a real emergency.
Urgent Care Centers in Florida
In this list, you will find the Statewide Urgent Care Directory. Review to find an Urgent Care Center for your needs.
Well For You
GatorCare is dedicated to bringing wellness opportunities to its members. Through your plan with GatorGradCare, please visit the links below to learn more about what wellness can do for you.
Wellness Incentive Program
Get rewarded for working on your health and wellness! Complete various activities, earn points, and redeem for your employer’s incentive.
Wellness Resources
GatorCare offers free wellness programming throughout the year to keep your spirit, mind, and body healthy. Try a walking challenge, nutrition counseling, finance course, and more.
Wellness Guide
If you have additional questions about benefits and wellness resources made available to you, review this document for more information.
Who to Contact?
Have questions?
- Click here to find out whether to contact Human Resources or Florida Blue.
- Or contact your dedicated Florida Blue Service Representative directly (See below).
Contact your dedicated Florida Blue representative
To contact your dedicated representative at Florida Blue, please choose one of the following, based on location of your employment:
- Gainesville
- (352) 594-3354
GatorCareCSR@bcbsfl.com
- Jacksonville & Central Florida
- (904) 244-9130
GatorCareCSR@bcbsfl.com
Notice
- The following applies to the above plan:
- Plan documents shown are for the GatorGradCare in-area plan. An out-of-area (OOA) plan is available for GA’s with work county locations other than Alachua or Duval. Eligibility for the OOA plan is determined automatically based on the GA’s work county location in UF PeopleSoft job data. Out-of-area information is available here.