Designed for graduate students on appointment
University of Florida graduate students on an appointment as a graduate assistant, teaching assistant, or research assistant may participate in the GatorGradCare health insurance plan. The GatorGradCare plan offers you three network tier options. Tier 1 benefits, provided by the GatorCare Network, offer the best value with no deductible and low out-of-pocket and coinsurance amounts. Tier 1 includes the UF Student Health Care Center as well as hospitals, physicians and providers in Gainesville and Jacksonville. Tier 2 benefits apply when you receive services from Florida Blue’s NetworkBlue providers, which typically result in higher out-of-pocket costs. When using Tier 1 and Tier 2 providers for wellness and preventive care, annual physicals and labs are offered with no out-of-pocket expense to you. Tier 3 benefits apply when you receive services from an out-of-network provider; you still have coverage, but may be billed for the difference between the provider’s charge and the allowed amount.
For information regarding enrollment and eligbility, view the HR GatorGradCare website or call (352) 392-0003.
For information on coverage, co-pays, and co-insurance:
Still have questions? Try these additional resources:
- Preventive Care Guidelines
As a result of the Affordable Care Act, GatorCare is required to provide employees with an easy-to-understand Summary of Benefits and Coverage (SBC) statement that describes the plan’s coverage. All insurance companies must use the same format allowing members to compare plan options. Please note that the examples on page 8 for medical and page 12 for pharmacy, do not reflect actual GatorCare co-pays and deductibles, rather they are general examples required by the federal government. To get your GatorCare medical specific cost of services, call (800) 664-5295; for Magellan Pharmacy Benefits, call (800) 651-8921.