GatorGradCare Coverage

Effective August 16, 2017- August 15, 2020

Tier 1

GatorCare Network

UF Student Health Care Center

(352) 392-1161

Most affordable services

Costs for services at the Student Health Care Center will likely be cheaper or the same as the costs listed below for other Tier 1 Providers.

As a student at UF, a health fee is included in your tuition; therefore, it is recommended that you visit the Student Health Care Center first for routine medical and pharmacy services. You have access to a number of low or no cost services to you that include, but are not limited to, annual physicals, sick visits, immunizations, women’s health visits, mental health visits, and physical therapy services.

Additional Tier 1 – UF Health Providers and Hospitals, limited community physicians

Affordable option after the UF Student Health Care Center 

 Wellness and Preventive Care  $0
 Primary Care  $20
 Specialist Care  $30
 Virtual Visit
 $10 Primary Care Virtual Visit at Student Health Care Center (beginning 8/16/17) and  participating UF Health Clinics (beginning 1/1/18)
 $20 Specialist Care Virtual Visit at Student Health Care Center (beginning 8/16/17) and  participating UF Health Clinics (beginning 1/1/18)
 Urgent Care  $30
 Emergency Room  $250 per visit plus 10% coinsurance after benefit year deductible (see below)
 Hospital Services  $0 Per-Admission Deductible, if admitted
10% coinsurance after benefit year deductible (see below)
 Individual deductible for services with a coinsurance  $100
 Family deductible for services with a coinsurance  $200

Find urgent care locations here.

Find Tier 1 providers in Gainesville here.

Find Tier 1 providers in Jacksonville here.

Tier 2

Florida Blue BlueOptions Network

Any providers participating in Florida Blue’s BlueOptions Network

Next affordable option after Tier 1 providers 

 Wellness and Preventive Care  30% coinsurance after benefit year deductible (see below)
 Primary Care  30% coinsurance after benefit year deductible (see below)
 Specialist Care  30% coinsurance after benefit year deductible (see below)
 Virtual Visit  Not available
 Urgent Care  $30
 Emergency Room  $250 per visit plus 10% coinsurance after benefit year deductible (see below)
 Hospital Services  $1000 Per-Admission Deductible, if admitted
30% coinsurance after benefit year deductible (see below)
 Individual deductible for services with a coinsurance  $300
 Family deductible for services with a coinsurance  $600

Find urgent care locations here.

Find Tier 2 providers in Gainesville here.

Find Tier 2 providers in Jacksonville here.

Tier 3

Out of Network

  No coverage unless hospitalized due to an emergency

Most expensive option since you pay all out-of-pocket costs

 Wellness and Preventive Care  No coverage, you pay full cost of services
 Primary Care  No coverage, you pay full cost of services
 Specialist Care  No coverage, you pay full cost of services
 Virtual Visit  No coverage, you pay full cost of services
 Urgent Care  No coverage, you pay full cost of services
 Emergency Room  $250 per visit plus 10% coinsurance after Tier 2 benefit year deductible (see Tier 2 deductible above)
 Hospital Services  No coverage unless hospitalized due to an emergency; if admitted $1,500 Per-Admission Deductible, plus 40% after Tier 2 benefit year deductible,
plus balance due not covered by plan
 Individual deductible for services with a coinsurance  No coverage therefore no deductible, you pay full cost of services
Family deductible for services with a coinsurance  No coverage therefore no deductible, you pay full cost of services
For more information on services and coverage, review the Summary of Health Plan Benefits.
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